Checking
Everyone’s stage of life is different, which is why we offer a variety of checking accounts specifically designed with you in mind. Your money when you need it.
Find The Account That's Right For You
Checking accounts mean more to us than just giving you a checkbook and sending you on your way. You won’t have monthly fees, you can earn interest, and you can access all our digital tools. For free.
Totally Free
Our totally free checking account is our most basic account that has no hassles or monthly service fees.
Rewards
This is our most popular account for a reason! Earn our highest interest while only meeting a few simple requirements.
American Advantage
Take advantage of this account while earning interest without the worries of meeting requirements.
Compare Checking Accounts
See which account would best fit your lifestyle with our checking account calculator!
We can’t be in every town, so every pocket will have to do.
Manage your daily banking and financial health right from your fingertips. We offer digital tools to give you the flexibility and freedom to easily manage your finances.
- Mobile Check Deposits from Anywhere
- Free Access to your Credit Score
- Fast and Simple Bill Pay
- Create Budgets and Set Goals with Money Management
Debit Cards
Support your school on and off the court with our school debit cards! And if you’re tech savvy, you can even add it to your mobile wallet so it’s with you wherever you go!


Spirit Club
Join the Spirit Club to get benefits ranging from free checks to discounted travel opportunities.
- Checking account with no minimum balance, unlimited check writing, and no monthly service fee*
- Free American Spirit Club personalized checks**
- Discount on annual safe deposit box rental
- Monthly Club Newsletter
- Discounted Travel Opportunities
- Special Travel Coordinators for all trips